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From Struggle to Success, How Top Investors Turned Adversity into Advantage

By Charlene Catchillar • May 3, 2024

The Struggle to Success, How Top Investors Turned Adversity into Advantage

Unleashing Real Estate Opportunities: A Look at Debt Funds

By Meg Dean • December 19, 2023

Imagine a pool of private capital, fueling deals for real estate buyers and owners – that's the essence of a real estate debt fund. Forget chasing banks; these funds offer streamlined financing, plugging a gap in the market for loans between $5 million and $150 million. Beyond Bricks and Mortar: How Debt Funds Make Money Forget volatile stocks. Debt funds offer steady income through interest on loans (think 9%+) and potential property ownership in case of default. But it's not just about collecting checks. Funds actively manage loans, maximizing value through strategic tweaks or even taking over promising properties to sell for profit. Why Debt Funds Matter: Filling the Void: Traditional lenders often shy away from bridge loans and construction projects, leaving debt funds to fuel these crucial stages. Speed Demystified: Forget months of paperwork. Debt funds move fast, matching the agility of the real estate world. Opening Doors: Lacking equity or a perfect balance sheet? Debt funds offer flexible LTV ratios, expanding financing options for investors and developers. Benefits to Investors: A Pathway to Stable Returns Investing in a real estate debt fund unlocks a unique set of benefits for savvy investors seeking steady income and diversified portfolios. Here's how you can reap the rewards: Predictable Cash Flow: Unlike the rollercoaster ride of the stock market, real estate debt funds offer a more reliable source of income. By providing loans to borrowers, you enjoy regular interest payments, often surpassing 9%. This translates to consistent, passive income, perfect for building wealth over time. Lower Volatility: Forget the gut-wrenching ups and downs of equities. Real estate debt funds boast lower volatility thanks to their secured nature. Loans are typically backed by valuable properties, providing a layer of insulation from market fluctuations. This makes them a compelling choice for risk-averse investors seeking stability. Portfolio Diversification: Adding a real estate debt fund to your portfolio introduces valuable diversification, reducing your overall risk. Since they have a low correlation with traditional asset classes, debt funds can weather market storms and potentially enhance your portfolio's resilience. Access to Exclusive Deals: As a debt fund investor, you gain access to a pipeline of lucrative, off-market opportunities. Traditional banks often miss out on bridge loans and construction projects, leaving debt funds to negotiate favorable terms with borrowers. This translates to potentially higher returns for you. Passive Income & Passive Real Estate Exposure: Unlike directly owning property, investing in a debt fund lets you participate in the real estate market without the hassle of management. No tenants, repairs, or market research – just steady income from professionally managed loans. Our Debt Fund in Action: AJX Capital provides exclusive access to a debt fund powered by a top team with a proven track record. Their focus? Protecting your principal, even in case of default. The Bottom Line: Real estate debt funds offer a compelling alternative for investors seeking stable income, portfolio diversification, and access to exclusive deals. With their lower volatility and potential for appreciation, they can be a valuable asset in building long-term wealth.

What Our Investors Are Saying

"Over many years of successfully investing with AJX Homes, Jesse, Lilian and all the team have always been professional, knowledgeable and responsive with any questions that may arise in their investments."

- Peter D., Investor

"We have been trust deed investors for almost 30 years and one constant during the ups and downs has been investing in over 250 loans with AJX. Jesse and Lilian have been incredibly successful in business but have stayed grounded and humble. The couple I met almost 15 years ago are the same today as they were then."

- Paul and Marsha D., Investor

"Their integrity and business acumen have been proven time and again. I trust Jesse and Lilian to safeguard my investments in their projects and feel fortunate to work with such quality people who continue to prove themselves as valued business partners and friends."

- Mike B., Investor

"The AJX team has consistently been the best firm to work with. They always get good deals and buy smart, and their finished rehabbed projects look great. I did my first deal with Jesse in 2013 and have been doing business with his team for 10 years now."

Adam G., Investor

5173 Waring Rd, Ste 2

San Diego, CA 92120

info@ajxcap.com

This information is authorized for use only by a limited number of persons with an existing relationship with the sponsors and who have been qualified and accepted as an investor by the sponsors. Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of the real estate interests in this property package or passed upon the adequacy or accuracy of this document. Any representation to the contrary is a criminal offense.The views and opinions expressed in this presentation are those of the sponsors and are subject to change based on market and other conditions. Although the information presented here in has been obtained from and is based upon sources the sponsors believe to be reliable, no representation or warranty, expressed or implied, is made as to the accuracy or completeness of that information. No assurance can be given that the investment objectives described herein will be achieved. Reliance upon information in this material is at the sole discretion of the reader.This data is for illustrative purposes only. Past performance of indices of asset classes does not represent actual returns or volatility of actual accounts or investment managers and should not be viewed as indicative of future results. The investments discussed may fluctuate in price or value. Investors may get back less than they invested or nothing at all.

Forward looking information contained in these materials is subject to certain inherent limitations. Such information is information that is not purely historical in nature and may include, among other things, expected structural features, anticipated ratings, proposed or target portfolio composition, proposed diversification or sector investment, specific investment strategies and forecasts of future market or economic conditions. The forward-looking information contained herein is based upon certain assumptions, which are unlikely to be consistent with, and may differ materially from, actual events and conditions. In addition, not all relevant events or conditions may have been considered in developing such assumptions. Accordingly, actual results will vary, and the variations may be material. Prospective investors should understand such assumptions and evaluate whether they are appropriate for their purposes. These materials may also contain historical market data; however, historical market trends are not reliable indicators of future market behavior.This material does not constitute an offer or a solicitation to purchase securities. An offer can only be made by the private placement memorandum. This document is an informational summary and is authorized for use only by accredited investors ONLY. If you do not qualify as an Accredited Investor, you are prohibited from participating in this opportunity and you are required to return these materials to the Sponsor.